IMPORTANT RETIREMENT INCOME PLANNING WEBINAR FOR TEXAS BABY BOOMERS

Complimentary Retirement Income Gap Webinar

Gain control of your retirement income plan—costly mistakes, and unknown gaps, could cost you thousands!

The difference between your income and your expenses is known as the retirement income gap; it's triggered often by health conditions that require long-term care (LTC). What would happen if your needs unexpectedly changed and your expenses outpaced your budget?

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Medical expenses represent  bankruptcies¹.

67% of all personal

Sounds crazy, but it's true. Think about it: A couple that turned 65 in 2020 can expect to pay $295,000 out-of-pocket on health care costs in retirement². That projection doesn’t even include long-term care costs, which could potentially cost hundreds of thousands of dollars. Is your retirement income healthy enough to withstand these expenses?

During this Virtual, Information-Packed Workshop, You Can Discover:

  • The Great Retirement Income Gap many retirees face and how to potentially avoid it.
  • Why you need to plan for the risk of running out of money in retirement.
  • Little-known strategies that could potentially lower the amount you pay out of pocket for taxes and Long-Term Care costs by thousands of dollars.
  • Additional options for protecting your assets from terminal illness and Long-Term Care costs without purchasing Long-Term Care insurance.
  • How to receive payments for at home care and not be confined to a nursing home.
  • Strategies for Long-Term Care planning that put you in control of your money without having a “use it or lose it” situation.
  • How to reposition assets for tax-deferred growth, potential growth and ability to pay for Long-Term Care without paying additional taxes.
  • Other major risks retirees need to consider and plan for to help secure and protect your retirement income.

ABOUT YOUR HOST

William ScottOwner of Scott & Associates of Texas, Inc.

​William T. Scott has served as a financial planner since 1983. Throughout his career, he has provided valuable financial services to hundreds of families and individuals. Bill’s genuine concern for his clients’ financial well-being enables him to successfully meet the financial planning needs of his clients while building long-lasting, meaningful relationships.


Bill is a native Texan currently living in Garland, Texas. He has spent more than 38 years as a financial counselor, advising hundreds of individuals and families. He has been married to his high school sweetheart, Mary, since 1982. The greatest treasures in his life are his three children: Lauren, Sarita and Jacob.

FEATURED PRESENTER

Roger CantuRegistered Representative, OneAmerica

¹ https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

² https://www.investopedia.com/retirement/how-plan-medical-expenses-retirement/


Roger Cantu is an employee of the companies of OneAmerica. Registered representative of and securities offered through OneAmerica Securities, Inc., Member FINRA, SIPC. This communication is not a recommendation or endorsement of any product, service, security, or issuer. The views and opinions expressed by Roger Cantu are solely his own and do not necessarily reflect the views and opinions of any of the companies of OneAmerica. Third party posts do not reflect the views of Roger Cantu or the companies of OneAmerica and have not been reviewed for completeness and accuracy. 


These concepts were derived under current laws and regulations. Changes in the law or regulations may affect the information provided. Life insurance should be purchased by individuals that have a need to provide a death benefit to protect others with insurable interests in their lives against financial loss. Life insurance is not a retirement plan, investment, or savings account. Income-tax-free distributions are achieved by withdrawing to the cost basis (premiums paid), then using policy loans. Withdrawals and loans from a life insurance policy reduce the death benefit and cash value, may increase the chance the policy will lapse, and may result in a tax liability if the policy terminates before the death of the insured. Guarantees are subject to the claims paying ability of the issuing insurance company.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.